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Steenland Insurance Agency, Inc.

975 3 Mile Road NW
Grand Rapids, MI 49544

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Steenland Insurance Agency, Inc. Blog

Why Grand Rapids Homeowners with Pools Need Increased Liability Coverage

Having a pool in your Grand Rapids home can provide endless fun and relaxation. However, it also comes with increased risks and liabilities. Here’s why homeowners with pools need increased liability coverage.

Understanding the Risk of Accidents with Pools

Pools can pose a risk of accidents, from slips and falls to more serious incidents like drowning. Increased liability coverage can protect you financially if someone is injured in your pool.

Pools as an “Attractive Nuisance” in Grand Rapids

Pools are considered an “attractive nuisance” in insurance terms. This means they can attract children and others who might trespass on your property and potentially get hurt, leaving you liable.

How Increased Liability Coverage Protects Your Assets

If an accident happens and you’re found liable, the costs can be significant. Increased liability coverage can help protect your assets from being seized to cover these costs.

Enjoy Your Pool with Peace of Mind in Grand Rapids

Knowing you have adequate liability coverage can give you peace of mind, allowing you to enjoy your pool without worrying about potential financial risks.

At Steenland Insurance Agency, we understand the unique insurance needs of homeowners with pools. We can help you assess your risks and ensure you have the right amount of liability coverage. Contact us today to learn more.

How to Choose the Right Home Insurance for Your Grand Rapids Home

Choosing the right home insurance for your Grand Rapids home can be a daunting task. With so many options available, it’s essential to understand what to look for to ensure your home is adequately protected. Here are some tips to help you make the right choice.

Understand Your Coverage Needs

First, assess the value of your home and personal belongings. This will help you determine the amount of coverage you need. Remember, home insurance should cover the cost of rebuilding your home and replacing your belongings in case of a disaster.

Compare Different Policies

Not all home insurance policies are created equal. Some offer more comprehensive coverage than others. Compare different policies and pay attention to what is and isn’t covered. Look for a policy that covers the specific risks associated with living in Grand Rapids, such as flooding or snow damage.

Consider the Insurance Company

Choose an insurance company with a good reputation for customer service and claims handling. At Steenland Insurance Agency, we pride ourselves on providing top-notch service to our Grand Rapids clients.

Review Your Policy Regularly

Finally, remember that your home insurance needs may change over time. Regularly review your policy to ensure it still provides the coverage you need.

Choosing the right home insurance is crucial in protecting your most valuable asset. Contact Steenland Insurance Agency today for personalized assistance in finding the right home insurance for your Grand Rapids home.

Partner Carriers

  • Accident Fund insurance Company of America
  • Auto Owners
  • Bristol West
  • Citizens
  • Foremost
  • Frankenmuth
  • Freemont
  • Grand General Insurance Company Inc.
  • Grand River
  • Hagerty
  • Michigan Insurance
  • Pioneer
  • Progressive
  • Safeco
  • Secura
  • Wolverine