Driving in Grand Rapids, like anywhere else, comes with its share of risks. One of these is the possibility of an accident with an uninsured or underinsured motorist. Here’s why you need coverage for such incidents.
The Risk of Uninsured and Underinsured Motorists
Despite laws requiring auto insurance, some drivers in Grand Rapids are uninsured. Others may carry only the minimum required insurance, which may not cover all the costs associated with an accident. This is where uninsured and underinsured motorist coverage comes in.
What Does Uninsured and Underinsured Motorist Coverage Do?
This coverage protects you if you’re in an accident with a driver who is uninsured or doesn’t have enough insurance to cover the damages. It can cover medical expenses, lost wages, and other costs associated with the accident.
Why It’s Essential in Grand Rapids
Grand Rapids drivers face a higher risk of accidents due to factors like weather conditions and high traffic volume. Having uninsured and underinsured motorist coverage provides an extra layer of protection, ensuring you’re not left out of pocket after an accident.
At Steenland Insurance Agency, we understand the unique risks faced by Grand Rapids drivers. We can help you find the right auto insurance policy, including uninsured and underinsured motorist coverage, to keep you protected on the road. Contact us today for more information.
